Group Insurance Products

Our Products and Services

Group Health

• HMO
• EPO
• PPO
• POS
• Indemnity
• Transitional Plans
• HDHP (Consumer Driven)
• International
• Administrative Services Only Self-Insured Plans
• Pharmacy Benefit Management

Group Life & Disability

• Term
• Universal
• Whole Life
• Voluntary
• AD&D
• Supplemental
• Individual Life

Flex Account Services

Section 125 Document Services

• Premium Only Plans
• Health Reimbursement Account Administration
• Health Savings Accounts/Services Administration
• Flexible Spending Accounts/Services Administration

Work Site Benefits

• Cancer Policies
• Short Term Disability
• Accident Policies
• Specified Disease

Group Dental

• PPO Plans
• Indemnity Plans
• Aggressive Plans
• Passive Aggressive Plan Designs
• Voluntary
• ASO Self Insured

Senior Health Plans

• HMO and PPO Plans
• Medical Savings Accounts
• Medicare Advantage
• Medicare Supplemental Plans

Vision Plans

• Administrative Services Only Self-Funding
• Multiple Design Plan Options
• PPO
• Dual Option Plans

Carriers We Proudly Participate with

Health/Medical

• Anthem
• BSNENY
• Empire Blue Cross
• BCBS of VT
• CDPHP
• Emblem Health
• Excellus BCBS
• HIGHMARK of Northeaster NY
• MVP
• Oxford
• United Health Care

Dental

• Ameritas
• BSNENY
• Delta Dental
• ShelterPoint Life Insurance Company
• Guardian
• Lincoln Financial
• Hartford
• MetLife
• United Concordia

Life/LTD/STD/DBL

• Allstate
• Anthem
• ShelterPoint Life Insurance Company
• Guardian
• Hartford
• MetLife
• The Standard
• Sunlife

Vision

• Empire Blue Cross
• United Health Care
• VSP
• EyeMed